Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$266,093	$273,600
Remaining term (yrs)	26.6	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	6.280%	7.400%
Blended rate	6.830%	7.640%
1st payment	$1,713.30	$1,894.35
2nd payment	$0.00	$0.00
Taxes / mo	$303.33	$303.33
Insurance / mo	$150.00	$150.00
MI / mo	$127.13	$54.72
HOA / mo	$295.00	$295.00
Total monthly	$2,588.77	$2,697.40
Cash to close	$37,907	$30,400