Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$241,455$241,455$494,910
Remaining term (yrs)24.424.430.0
Secondary amount$0$253,455$0
Funding fee$1,207$1,207$0
Note rate2.710%2.710%7.400%
Blended rate2.710%5.291%7.640%
1st payment$1,124.76$1,124.76$3,426.66
2nd payment$0.00$1,636.89$0.00
Taxes / mo$455.00$455.00$455.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$98.98
HOA / mo$435.00$435.00$435.00
Total monthly$2,181.43$3,818.33$4,582.31
Cash to close$308,445$54,990$54,990