Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$414,079	$414,079	$423,000
Remaining term (yrs)	27.5	27.5	30.0
Secondary amount	$0	$32,421	$0
Funding fee	$2,070	$2,070	$0
Note rate	6.820%	6.820%	7.400%
Blended rate	6.820%	7.187%	7.640%
1st payment	$2,776.35	$2,776.35	$2,928.77
2nd payment	$0.00	$320.83	$0.00
Taxes / mo	$62.83	$62.83	$62.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$84.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,005.85	$3,326.68	$3,242.87
Cash to close	$55,921	$23,500	$47,000