Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$232,483	$232,483	$283,500
Remaining term (yrs)	29.5	29.5	30.0
Secondary amount	$0	$51,017	$0
Funding fee	$1,162	$1,162	$0
Note rate	6.110%	6.110%	7.400%
Blended rate	6.110%	6.630%	7.640%
1st payment	$1,415.90	$1,415.90	$1,962.90
2nd payment	$0.00	$382.63	$0.00
Taxes / mo	$355.00	$355.00	$355.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$56.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,920.90	$2,303.53	$2,524.60
Cash to close	$82,517	$31,500	$31,500