Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$844,877	$844,877	$1,035,000
Remaining term (yrs)	26.6	26.6	30.0
Secondary amount	$0	$190,123	$0
Funding fee	$4,224	$4,224	$0
Note rate	6.390%	6.390%	7.400%
Blended rate	6.390%	6.686%	7.640%
1st payment	$5,498.69	$5,498.69	$7,166.13
2nd payment	$0.00	$1,267.49	$0.00
Taxes / mo	$1,236.58	$1,236.58	$1,236.58
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$207.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$6,951.94	$8,219.43	$8,826.38
Cash to close	$305,123	$115,000	$115,000