Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$151,888	$151,888	$267,750
Remaining term (yrs)	25.1	25.1	30.0
Secondary amount	$0	$115,862	$0
Funding fee	$759	$759	$0
Note rate	2.900%	2.900%	7.400%
Blended rate	2.900%	5.107%	7.640%
1st payment	$707.59	$707.59	$1,853.85
2nd payment	$0.00	$772.41	$0.00
Taxes / mo	$160.08	$160.08	$160.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$53.55
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,017.67	$1,790.09	$2,217.48
Cash to close	$145,612	$29,750	$29,750