Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$33,624	$33,624	$472,410
Remaining term (yrs)	25.4	25.4	30.0
Secondary amount	$0	$438,786	$0
Funding fee	$0	$0	$0
Note rate	6.630%	6.630%	7.400%
Blended rate	7.180%	7.709%	7.640%
1st payment	$228.02	$228.02	$3,270.87
2nd payment	$0.00	$2,833.83	$0.00
Taxes / mo	$368.17	$368.17	$368.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$15.94	$15.94	$94.48
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$778.79	$3,612.62	$3,900.19
Cash to close	$491,276	$52,490	$52,490