Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$321,673$321,673$629,910
Remaining term (yrs)24.524.530.0
Secondary amount$0$308,237$0
Funding fee$1,608$1,608$0
Note rate3.130%3.130%7.400%
Blended rate3.130%5.391%7.640%
1st payment$1,564.56$1,564.56$4,361.37
2nd payment$0.00$1,990.70$0.00
Taxes / mo$132.50$132.50$132.50
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$125.98
HOA / mo$0.00$0.00$0.00
Total monthly$1,863.73$3,854.43$4,786.52
Cash to close$378,227$69,990$69,990