Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$203,265	$203,265	$332,100
Remaining term (yrs)	20.6	20.6	30.0
Secondary amount	$0	$128,835	$0
Funding fee	$0	$0	$0
Note rate	4.200%	4.200%	7.400%
Blended rate	5.050%	6.194%	7.640%
1st payment	$1,224.41	$1,224.41	$2,299.39
2nd payment	$0.00	$858.90	$0.00
Taxes / mo	$299.00	$299.00	$299.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$177.35	$177.35	$66.42
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,850.76	$2,709.66	$2,814.81
Cash to close	$165,735	$36,900	$36,900