Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$371,956$371,956$436,500
Remaining term (yrs)26.926.930.0
Secondary amount$0$64,544$0
Funding fee$1,860$1,860$0
Note rate6.810%6.810%7.400%
Blended rate6.810%7.134%7.640%
1st payment$2,512.48$2,512.48$3,022.24
2nd payment$0.00$484.08$0.00
Taxes / mo$218.83$218.83$218.83
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$87.30
HOA / mo$0.00$0.00$0.00
Total monthly$2,897.98$3,382.06$3,495.04
Cash to close$113,044$48,500$48,500