Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$143,946$143,946$206,910
Remaining term (yrs)22.922.930.0
Secondary amount$0$62,964$0
Funding fee$0$0$0
Note rate3.840%3.840%7.400%
Blended rate4.690%6.002%7.640%
1st payment$786.11$786.11$1,432.60
2nd payment$0.00$472.23$0.00
Taxes / mo$188.67$188.67$188.67
Insurance / mo$150.00$150.00$150.00
MI / mo$118.92$118.92$41.38
HOA / mo$0.00$0.00$0.00
Total monthly$1,243.70$1,715.92$1,812.65
Cash to close$85,954$22,990$22,990