Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$245,218$245,218$278,910
Remaining term (yrs)25.225.230.0
Secondary amount$0$33,692$0
Funding fee$0$0$0
Note rate3.090%3.090%7.400%
Blended rate3.940%4.551%7.640%
1st payment$1,164.12$1,164.12$1,931.12
2nd payment$0.00$252.69$0.00
Taxes / mo$279.17$279.17$279.17
Insurance / mo$150.00$150.00$150.00
MI / mo$193.35$193.35$55.78
HOA / mo$0.00$0.00$0.00
Total monthly$1,786.64$2,039.33$2,416.07
Cash to close$64,682$30,990$30,990