Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$241,115	$241,115	$432,000
Remaining term (yrs)	22.7	22.7	30.0
Secondary amount	$0	$190,885	$0
Funding fee	$1,206	$1,206	$0
Note rate	4.140%	4.140%	7.400%
Blended rate	4.140%	5.846%	7.640%
1st payment	$1,361.89	$1,361.89	$2,991.08
2nd payment	$0.00	$1,272.57	$0.00
Taxes / mo	$332.50	$332.50	$332.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$86.40
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,861.05	$3,133.62	$3,576.65
Cash to close	$238,885	$48,000	$48,000