Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$170,679$170,679$585,000
Remaining term (yrs)13.513.530.0
Secondary amount$0$414,321$0
Funding fee$0$0$0
Note rate5.000%5.000%7.400%
Blended rate5.850%7.196%7.640%
1st payment$1,444.74$1,444.74$4,050.42
2nd payment$0.00$2,675.82$0.00
Taxes / mo$317.17$317.17$317.17
Insurance / mo$166.67$166.67$166.67
MI / mo$190.63$190.63$117.00
HOA / mo$83.00$83.00$83.00
Total monthly$2,202.20$4,878.02$4,734.26
Cash to close$479,321$65,000$65,000