Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$327,875$327,875$490,500
Remaining term (yrs)23.823.830.0
Secondary amount$0$162,625$0
Funding fee$0$0$0
Note rate3.240%3.240%7.400%
Blended rate4.090%5.386%7.640%
1st payment$1,643.12$1,643.12$3,396.12
2nd payment$0.00$1,084.17$0.00
Taxes / mo$454.17$454.17$454.17
Insurance / mo$166.67$166.67$166.67
MI / mo$267.77$267.77$98.10
HOA / mo$0.00$0.00$0.00
Total monthly$2,531.72$3,615.89$4,115.06
Cash to close$217,125$54,500$54,500