Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$82,974$82,974$359,100
Remaining term (yrs)15.915.930.0
Secondary amount$0$276,126$0
Funding fee$415$415$0
Note rate3.490%3.490%7.400%
Blended rate3.490%6.766%7.640%
1st payment$564.60$564.60$2,486.34
2nd payment$0.00$1,783.31$0.00
Taxes / mo$107.67$107.67$107.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$71.82
HOA / mo$0.00$0.00$0.00
Total monthly$822.27$2,605.58$2,815.82
Cash to close$316,026$39,900$39,900