Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$17,459	$17,459	$306,000
Remaining term (yrs)	26.4	26.4	30.0
Secondary amount	$0	$288,541	$0
Funding fee	$0	$0	$0
Note rate	6.910%	6.910%	7.400%
Blended rate	7.460%	7.733%	7.640%
1st payment	$119.84	$119.84	$2,118.68
2nd payment	$0.00	$1,863.49	$0.00
Taxes / mo	$117.08	$117.08	$117.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$8.15	$8.15	$61.20
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$395.07	$2,258.57	$2,446.97
Cash to close	$322,541	$34,000	$34,000