Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$231,020	$231,020	$310,500
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$79,480	$0
Funding fee	$1,155	$1,155	$0
Note rate	2.660%	2.660%	7.400%
Blended rate	2.660%	4.283%	7.640%
1st payment	$1,072.88	$1,072.88	$2,149.84
2nd payment	$0.00	$596.10	$0.00
Taxes / mo	$710.73	$710.73	$710.73
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$62.10
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,933.61	$2,529.71	$3,072.67
Cash to close	$113,980	$34,500	$34,500