Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$421,495$421,495$458,100
Remaining term (yrs)25.725.730.0
Secondary amount$0$36,605$0
Funding fee$2,107$2,107$0
Note rate5.780%5.780%7.400%
Blended rate5.780%6.037%7.640%
1st payment$2,621.19$2,621.19$3,171.79
2nd payment$0.00$274.54$0.00
Taxes / mo$121.25$121.25$121.25
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$91.62
HOA / mo$0.00$0.00$0.00
Total monthly$2,909.11$3,183.65$3,551.33
Cash to close$87,505$50,900$50,900