Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$1,189,251$1,189,251$1,242,000
Remaining term (yrs)25.525.530.0
Secondary amount$0$52,749$0
Funding fee$5,946$5,946$0
Note rate4.000%4.000%7.400%
Blended rate4.000%4.212%7.640%
1st payment$6,182.53$6,182.53$8,599.36
2nd payment$0.00$395.62$0.00
Taxes / mo$262.08$262.08$262.08
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$248.40
HOA / mo$0.00$0.00$0.00
Total monthly$6,661.28$7,056.90$9,326.51
Cash to close$190,749$138,000$138,000