Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$386,585$386,585$430,200
Remaining term (yrs)24.924.930.0
Secondary amount$0$43,615$0
Funding fee$0$0$0
Note rate2.980%2.980%7.400%
Blended rate3.830%4.354%7.640%
1st payment$1,829.21$1,829.21$2,978.62
2nd payment$0.00$327.12$0.00
Taxes / mo$398.33$398.33$398.33
Insurance / mo$166.67$166.67$166.67
MI / mo$308.11$308.11$86.04
HOA / mo$0.00$0.00$0.00
Total monthly$2,702.32$3,029.44$3,629.66
Cash to close$91,415$47,800$47,800