Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$21,113	$21,113	$121,050
Remaining term (yrs)	8.6	8.6	30.0
Secondary amount	$0	$99,937	$0
Funding fee	$0	$0	$0
Note rate	5.860%	5.860%	7.400%
Blended rate	6.710%	8.601%	7.640%
1st payment	$257.49	$257.49	$838.13
2nd payment	$0.00	$749.53	$0.00
Taxes / mo	$55.42	$55.42	$55.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$30.88	$30.88	$24.21
HOA / mo	$390.00	$390.00	$390.00
Total monthly	$883.79	$1,633.32	$1,457.75
Cash to close	$113,387	$13,450	$13,450