Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$304,965	$304,965	$360,000
Remaining term (yrs)	26.4	26.4	30.0
Secondary amount	$0	$55,035	$0
Funding fee	$1,525	$1,525	$0
Note rate	6.270%	6.270%	7.400%
Blended rate	6.270%	6.687%	7.640%
1st payment	$1,968.83	$1,968.83	$2,492.57
2nd payment	$0.00	$412.77	$0.00
Taxes / mo	$333.33	$333.33	$333.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$72.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,452.17	$2,864.93	$3,047.90
Cash to close	$95,035	$40,000	$40,000