Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$318,468$318,468$387,000
Remaining term (yrs)26.826.830.0
Secondary amount$0$68,532$0
Funding fee$1,592$1,592$0
Note rate6.810%6.810%7.400%
Blended rate6.810%7.198%7.640%
1st payment$2,153.51$2,153.51$2,679.51
2nd payment$0.00$513.99$0.00
Taxes / mo$385.67$385.67$385.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$77.40
HOA / mo$3.08$3.08$3.08
Total monthly$2,692.25$3,206.24$3,295.66
Cash to close$111,532$43,000$43,000