Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$220,003	$220,003	$611,100
Remaining term (yrs)	23.8	23.8	30.0
Secondary amount	$0	$391,097	$0
Funding fee	$1,100	$1,100	$0
Note rate	3.000%	3.000%	7.400%
Blended rate	3.000%	6.040%	7.640%
1st payment	$1,075.09	$1,075.09	$4,231.13
2nd payment	$0.00	$2,525.83	$0.00
Taxes / mo	$285.67	$285.67	$285.67
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$122.22
HOA / mo	$70.00	$70.00	$70.00
Total monthly	$1,597.43	$4,123.26	$4,875.69
Cash to close	$458,997	$67,900	$67,900