Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$48,638$48,638$252,000
Remaining term (yrs)14.014.030.0
Secondary amount$0$203,362$0
Funding fee$243$243$0
Note rate5.690%5.690%7.400%
Blended rate5.690%7.352%7.640%
1st payment$418.99$418.99$1,744.80
2nd payment$0.00$1,313.38$0.00
Taxes / mo$108.58$108.58$108.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$50.40
HOA / mo$177.00$177.00$177.00
Total monthly$854.58$2,167.96$2,230.78
Cash to close$231,362$28,000$28,000