Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$241,053	$241,053	$269,100
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$28,047	$0
Funding fee	$0	$0	$0
Note rate	3.760%	3.760%	7.400%
Blended rate	4.610%	5.068%	7.640%
1st payment	$1,221.24	$1,221.24	$1,863.19
2nd payment	$0.00	$210.35	$0.00
Taxes / mo	$259.33	$259.33	$259.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$186.56	$186.56	$53.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,817.14	$2,027.49	$2,326.35
Cash to close	$57,947	$29,900	$29,900