Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$148,419$148,419$193,410
Remaining term (yrs)29.529.530.0
Secondary amount$0$44,991$0
Funding fee$0$0$0
Note rate6.500%6.500%7.400%
Blended rate7.050%7.504%7.640%
1st payment$941.54$941.54$1,339.13
2nd payment$0.00$337.43$0.00
Taxes / mo$245.00$245.00$245.00
Insurance / mo$150.00$150.00$150.00
MI / mo$68.27$68.27$38.68
HOA / mo$0.00$0.00$0.00
Total monthly$1,404.82$1,742.25$1,772.81
Cash to close$66,481$21,490$21,490