Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$21,905	$21,905	$306,000
Remaining term (yrs)	29.4	29.4	30.0
Secondary amount	$0	$284,095	$0
Funding fee	$0	$0	$0
Note rate	6.150%	6.150%	7.400%
Blended rate	6.700%	7.675%	7.640%
1st payment	$134.24	$134.24	$2,118.68
2nd payment	$0.00	$1,834.78	$0.00
Taxes / mo	$340.17	$340.17	$340.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$10.10	$10.10	$61.20
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$634.51	$2,469.29	$2,670.05
Cash to close	$318,095	$34,000	$34,000