Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$158,731	$158,731	$305,100
Remaining term (yrs)	24.0	24.0	30.0
Secondary amount	$0	$146,369	$0
Funding fee	$0	$0	$0
Note rate	2.990%	2.990%	7.400%
Blended rate	3.840%	5.836%	7.640%
1st payment	$771.18	$771.18	$2,112.45
2nd payment	$0.00	$975.79	$0.00
Taxes / mo	$241.92	$241.92	$241.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$129.73	$129.73	$61.02
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,292.83	$2,268.62	$2,565.39
Cash to close	$180,269	$33,900	$33,900