Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$321,640$321,640$352,350
Remaining term (yrs)25.925.930.0
Secondary amount$0$30,710$0
Funding fee$0$0$0
Note rate4.990%4.990%7.400%
Blended rate5.840%6.115%7.640%
1st payment$1,842.21$1,842.21$2,439.60
2nd payment$0.00$230.32$0.00
Taxes / mo$326.17$326.17$326.17
Insurance / mo$150.00$150.00$150.00
MI / mo$243.36$243.36$70.47
HOA / mo$0.00$0.00$0.00
Total monthly$2,561.73$2,792.06$2,986.24
Cash to close$69,860$39,150$39,150