Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$109,920	$109,920	$292,500
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$182,580	$0
Funding fee	$550	$550	$0
Note rate	2.740%	2.740%	7.400%
Blended rate	2.740%	6.023%	7.640%
1st payment	$513.72	$513.72	$2,025.21
2nd payment	$0.00	$1,217.20	$0.00
Taxes / mo	$264.00	$264.00	$264.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$58.50
HOA / mo	$175.00	$175.00	$175.00
Total monthly	$1,102.72	$2,319.92	$2,672.71
Cash to close	$215,080	$32,500	$32,500