Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$171,250	$171,250	$404,910
Remaining term (yrs)	24.6	24.6	30.0
Secondary amount	$0	$233,660	$0
Funding fee	$856	$856	$0
Note rate	2.980%	2.980%	7.400%
Blended rate	2.980%	5.733%	7.640%
1st payment	$815.82	$815.82	$2,803.52
2nd payment	$0.00	$1,509.06	$0.00
Taxes / mo	$5.83	$5.83	$5.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$80.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$971.65	$2,480.71	$3,040.33
Cash to close	$278,650	$44,990	$44,990