Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$219,458	$219,458	$315,000
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$95,542	$0
Funding fee	$0	$0	$0
Note rate	3.170%	3.170%	7.400%
Blended rate	4.020%	5.530%	7.640%
1st payment	$1,069.61	$1,069.61	$2,181.00
2nd payment	$0.00	$716.56	$0.00
Taxes / mo	$243.83	$243.83	$243.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$175.86	$175.86	$63.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,639.30	$2,355.86	$2,637.83
Cash to close	$130,542	$35,000	$35,000