Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$184,956	$184,956	$224,991
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$40,035	$0
Funding fee	$925	$925	$0
Note rate	2.890%	2.890%	7.400%
Blended rate	2.890%	3.977%	7.640%
1st payment	$882.75	$882.75	$1,557.79
2nd payment	$0.00	$300.26	$0.00
Taxes / mo	$104.42	$104.42	$104.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$45.00
HOA / mo	$290.00	$290.00	$290.00
Total monthly	$1,427.17	$1,727.43	$2,147.21
Cash to close	$65,034	$24,999	$24,999