Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$199,907$199,907$337,410
Remaining term (yrs)25.025.030.0
Secondary amount$0$137,503$0
Funding fee$1,000$1,000$0
Note rate2.840%2.840%7.400%
Blended rate2.840%4.943%7.640%
1st payment$929.30$929.30$2,336.16
2nd payment$0.00$916.69$0.00
Taxes / mo$250.50$250.50$250.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$67.48
HOA / mo$0.00$0.00$0.00
Total monthly$1,329.80$2,246.49$2,804.14
Cash to close$174,993$37,490$37,490