Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$383,883$383,883$467,910
Remaining term (yrs)28.128.130.0
Secondary amount$0$84,027$0
Funding fee$0$0$0
Note rate6.500%6.500%7.400%
Blended rate7.050%7.400%7.640%
1st payment$2,476.04$2,476.04$3,239.71
2nd payment$0.00$630.20$0.00
Taxes / mo$493.97$493.97$493.97
Insurance / mo$166.67$166.67$166.67
MI / mo$179.55$179.55$93.58
HOA / mo$0.00$0.00$0.00
Total monthly$3,316.22$3,946.42$3,993.93
Cash to close$136,017$51,990$51,990