Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$274,039	$274,039	$310,410
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$36,371	$0
Funding fee	$1,370	$1,370	$0
Note rate	3.760%	3.760%	7.400%
Blended rate	3.760%	4.374%	7.640%
1st payment	$1,391.05	$1,391.05	$2,149.22
2nd payment	$0.00	$272.78	$0.00
Taxes / mo	$8.50	$8.50	$8.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$62.08
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,549.55	$1,822.33	$2,369.80
Cash to close	$70,861	$34,490	$34,490