Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$356,674$356,674$387,000
Remaining term (yrs)27.027.030.0
Secondary amount$0$30,326$0
Funding fee$0$0$0
Note rate7.070%7.070%7.400%
Blended rate7.620%7.728%7.640%
1st payment$2,467.02$2,467.02$2,679.51
2nd payment$0.00$227.44$0.00
Taxes / mo$537.64$537.64$537.64
Insurance / mo$150.00$150.00$150.00
MI / mo$168.76$168.76$77.40
HOA / mo$0.00$0.00$0.00
Total monthly$3,323.43$3,550.87$3,444.55
Cash to close$73,326$43,000$43,000