Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$184,898	$184,898	$310,410
Remaining term (yrs)	20.9	20.9	30.0
Secondary amount	$0	$125,512	$0
Funding fee	$0	$0	$0
Note rate	3.970%	3.970%	7.400%
Blended rate	4.820%	6.106%	7.640%
1st payment	$1,082.73	$1,082.73	$2,149.22
2nd payment	$0.00	$836.75	$0.00
Taxes / mo	$346.50	$346.50	$346.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$161.23	$161.23	$62.08
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,740.46	$2,577.21	$2,707.80
Cash to close	$160,002	$34,490	$34,490