Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$272,791$272,791$314,100
Remaining term (yrs)25.925.930.0
Secondary amount$0$41,309$0
Funding fee$0$0$0
Note rate5.540%5.540%7.400%
Blended rate6.390%6.733%7.640%
1st payment$1,651.91$1,651.91$2,174.76
2nd payment$0.00$309.82$0.00
Taxes / mo$303.83$303.83$303.83
Insurance / mo$150.00$150.00$150.00
MI / mo$205.17$205.17$62.82
HOA / mo$0.00$0.00$0.00
Total monthly$2,310.92$2,620.73$2,691.42
Cash to close$76,209$34,900$34,900