Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$3,448$3,448$260,910
Remaining term (yrs)20.920.930.0
Secondary amount$0$257,462$0
Funding fee$0$0$0
Note rate3.100%3.100%7.400%
Blended rate3.950%7.700%7.640%
1st payment$18.63$18.63$1,806.49
2nd payment$0.00$1,662.78$0.00
Taxes / mo$276.33$276.33$276.33
Insurance / mo$150.00$150.00$150.00
MI / mo$2.89$2.89$52.18
HOA / mo$0.00$0.00$0.00
Total monthly$447.86$2,110.64$2,285.00
Cash to close$286,452$28,990$28,990