Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$185,883	$185,883	$337,500
Remaining term (yrs)	23.2	23.2	30.0
Secondary amount	$0	$151,617	$0
Funding fee	$0	$0	$0
Note rate	3.740%	3.740%	7.400%
Blended rate	4.590%	6.122%	7.640%
1st payment	$996.11	$996.11	$2,336.78
2nd payment	$0.00	$1,010.78	$0.00
Taxes / mo	$477.50	$477.50	$477.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$152.54	$152.54	$67.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,776.15	$2,786.93	$3,031.78
Cash to close	$189,117	$37,500	$37,500