Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$217,395	$217,395	$652,500
Remaining term (yrs)	13.0	13.0	30.0
Secondary amount	$0	$435,105	$0
Funding fee	$0	$0	$0
Note rate	5.070%	5.070%	7.400%
Blended rate	5.920%	7.140%	7.640%
1st payment	$1,888.68	$1,888.68	$4,517.78
2nd payment	$0.00	$2,810.05	$0.00
Taxes / mo	$421.83	$421.83	$421.83
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$247.24	$247.24	$130.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,774.42	$5,584.47	$5,286.78
Cash to close	$507,605	$72,500	$72,500