Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$114,627	$114,627	$247,410
Remaining term (yrs)	24.0	24.0	30.0
Secondary amount	$0	$132,783	$0
Funding fee	$0	$0	$0
Note rate	2.730%	2.730%	7.400%
Blended rate	3.580%	5.952%	7.640%
1st payment	$540.32	$540.32	$1,713.02
2nd payment	$0.00	$885.22	$0.00
Taxes / mo	$140.43	$140.43	$140.43
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$91.94	$91.94	$49.48
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$922.69	$1,807.92	$2,052.93
Cash to close	$160,273	$27,490	$27,490