Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$201,422$201,422$349,110
Remaining term (yrs)24.524.530.0
Secondary amount$0$147,688$0
Funding fee$1,007$1,007$0
Note rate2.740%2.740%7.400%
Blended rate2.740%4.965%7.640%
1st payment$939.11$939.11$2,417.17
2nd payment$0.00$984.59$0.00
Taxes / mo$320.83$320.83$320.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$69.82
HOA / mo$0.00$0.00$0.00
Total monthly$1,409.95$2,394.54$2,957.82
Cash to close$186,478$38,790$38,790