Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$389,351$389,351$404,910
Remaining term (yrs)24.824.830.0
Secondary amount$0$38,054$0
Funding fee$1,947$1,947$0
Note rate2.960%2.960%7.400%
Blended rate2.960%3.754%7.640%
1st payment$1,842.41$1,842.41$2,803.52
2nd payment$0.00$376.57$0.00
Taxes / mo$375.29$375.29$375.29
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$80.98
HOA / mo$0.00$0.00$0.00
Total monthly$2,367.70$2,744.28$3,409.79
Cash to close$60,549$22,495$44,990