Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$7,980	$7,980	$261,000
Remaining term (yrs)	14.6	14.6	30.0
Secondary amount	$0	$253,020	$0
Funding fee	$0	$0	$0
Note rate	5.940%	5.940%	7.400%
Blended rate	6.490%	7.711%	7.640%
1st payment	$67.79	$67.79	$1,807.11
2nd payment	$0.00	$1,634.09	$0.00
Taxes / mo	$324.26	$324.26	$324.26
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$3.84	$3.84	$52.20
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$545.89	$2,179.98	$2,333.57
Cash to close	$282,020	$29,000	$29,000