Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$479,863	$479,863	$629,999
Remaining term (yrs)	28.0	28.0	30.0
Secondary amount	$0	$150,136	$0
Funding fee	$2,399	$2,399	$0
Note rate	6.850%	6.850%	7.400%
Blended rate	6.850%	7.124%	7.640%
1st payment	$3,210.77	$3,210.77	$4,361.99
2nd payment	$0.00	$1,000.91	$0.00
Taxes / mo	$290.50	$290.50	$290.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$126.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,667.94	$4,668.84	$4,945.15
Cash to close	$220,136	$70,000	$70,000