Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$175,835$175,835$382,500
Remaining term (yrs)24.024.030.0
Secondary amount$0$206,665$0
Funding fee$879$879$0
Note rate2.900%2.900%7.400%
Blended rate2.900%5.520%7.640%
1st payment$844.11$844.11$2,648.35
2nd payment$0.00$1,334.71$0.00
Taxes / mo$228.67$228.67$228.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$76.50
HOA / mo$1,121.00$1,121.00$1,121.00
Total monthly$2,343.78$3,678.49$4,224.52
Cash to close$249,165$42,500$42,500